Selena Gomez, Timothée Chalamet, Zoe Saldana and billionaire Rihanna took out massive multi-million dollar mortgages on their extravagant homes

Even A-listers with the largest wallets need a helping hand on the property ladder.

DailyMail.com's latest list of high-earning celebrities who've recently taken out massive mortgages includes Kanye West, his ex-wife Kim Kardashian, and Rihanna – all reported billionaires with extravagant Hollywood housing empires.

The world's most followed female star Selena Gomez – with 430 million Instagram followers –  borrowed $3million to finance her luxury Hollywood pad.

Often times these uber-wealthy famous faces prefer to take out loans than use their own mountain of cash, as they get offered low interest rates and can use their money for other investments.

Rihanna: $13.65million loan / $98,950 monthly

Rihanna bought the same penthouse that the late Matthew Perry lived in before moving out two years ago - and despite her billionaire status, took out a loan 

Rihanna owns the Century City condo that sits in a luxury building

In March last year, the Barbados-born pop star bought the same penthouse that the late Matthew Perry lived in before moving out two years ago.

Situated in a luxury condo in Century City, the 9,300sqft home has four bedrooms, seven bathrooms, a soundproofed movie theatre and four outdoor terraces.

The previous owner, billionaire Afterpay co-founder Nick Molnar, sold it to Rihanna for $21million – $7million off the asking price and $600k less than what he paid the Friends actor.

Other notable residents over the years have included Candy Spelling, Paula Abdul and restauranteur Nobu Matsuhisa.

The 36-year-old saddled the place with a $13,650,000 mortgage at a 6.9% interest rate with City National Bank.

That's $98,950-a-month.

Rihanna hasn't released an album since 2016, but there's little worry about her financial status as it's claimed she's worth $1.4 billion by Forbes.

The 36-year-old saddled the place with a $13,650,000 mortgage at a 6.9% interest rate with City National Bank.  That's $98,950-a-month

Zoe Saldana: $11.375million loan / $83,000 monthly

Zoe Saldana bought a Spanish-style colonial mansion in celebrity hotspot Montecito

The Avatar actress doesn't hesitate to spend big bucks on property.

After putting her Beverly Hills mansion on the market for $16.5million in September, the 45-year-old wasted no time buying a Spanish-style colonial mansion in celebrity hotspot Montecito.

Built in 1930, the five-bedroom historic home was picked up for $17.5million - but also comes with an $11.375million mortgage from JP Morgan Chase Bank.

The interest rate is unknown, but the average rate is currently 7%, meaning Zoe is paying around $83k-a-month.

That's the price one pays for living so close to Katy Perry, Prince Harry and Meghan Markle, and Ellen DeGeneres.

While she waits for her Beverly Hills pad to sell, she's also offering it up for rent at $47,500 per month, which will come in handy to help fund her recent mortgage.

Built in 1930, the five-bedroom historic home was picked up for $17.5million – but also comes with an $11.375million mortgage from JP Morgan Chase Bank

Timothée Chalamet: $5million loan / $24,681 monthly

The actor is now one half of the world's second most famous couple – after Taylor Swift and Travis Kelce, of course.

Kylie Jenner's famous beau scooped up a gorgeous Beverly Hills home with four bedrooms and five bathrooms for $10,980,000 in May 2022.

The lifelong New Yorker, 28, bought the property from model Kate Upton and husband Justin Verlander. 

The 5,521-square-foot house, built in 1976, was also owned by tennis legend Pete Sampras and saxophonist Kenny G.

But he needed a few dollars help and borrowed $5million from City National Bank at a generous 3.09% interest rate, which is $24,681-a-month.

Timothée Chalamet scooped up a gorgeous Beverly Hills home with four bedrooms and five bathrooms for $10,980,000 in May 2022

Kate Upton and her husband Justin Verlander sold off their palatial Beverly Hills residence to Chalamet

The 5,521-square-foot house, built in 1976, was previously owned by tennis legend Pete Sampras and saxophonist Kenny G. A functional high-end kitchen is located on the home's ground floor and has a sizable breakfast nook attached to its main area

The Dune star borrowed $5million from City National Bank at a generous 3.09% interest rate, which is $24,681-a-month

British singer Robbie Williams took out a $32million mortgage on the $49.5million LA home he bought

Robbie Williams: $32million loan / $169,567 monthly

British singer Robbie Williams has taken out a $32million mortgage on the $49.5million LA home he bought in March 2022.

The three-house estate is situated in Holmby Hills, close to Kylie Jenner and Miranda Kerr, and features eight bedrooms, 11 bathrooms, and the celeb-standard pool and tennis court, plus an impressive garage that holds 15-plus luxury cars.

In March 2022, he sold his old Beverly Hills place to Drake for $75million, then sold his Wiltshire country pad for $8.8million, and his Swiss mansion, near to Lake Geneva, is currently on the market for $30million.

Five months after Robbie purchased his new LA place, he borrowed $32,045,000 from JP Morgan Chase Bank at 3.75% interest rate, which works out at $169,567-a-month, including property taxes.

Robbie Williams took out a loan for the three-house estate is situated in Holmby Hills, he purchased in March 2022 for nearly $50million

According to documents obtained by DailyMail.com, Robbie borrowed $32,045,000 from JP Morgan Chase Bank at 3.75% interest rate, which works out at $169,567-a-month, including property taxes 

Kanye West $6.8million loan 

Kanye, 46, has a massive real estate portfolio and was awarded several properties after his divorce from Kim K 

The outspoken hip-hop artist is also pretty noisy in the property game – scooping up places all over the US and Europe.

While he's hit the headlines for his rotting $57million Malibu oceanfront mansion, he's also got at least ten more properties to manage from his divorce from Kim Kardashian.

Kanye, 46, was given their four-bed property, in Calabasas, which has been saddled with a $6.8million mortgage with the financial institution Hankey Capital since October 2020.

Kanye and Kim also jointly borrowed $1.65million two years previously – both of these mortgages, totaling $8.45million, are now his sole responsibility.

The couple bought a property for $2.2million in May 2018, Zillow estimates it's now worth $3.3million – that's $5.15million less than his home loans.

There's also a smaller home loan of $392k on a rental three-bed apartment in Thousand Oaks, which Kim and Kanye purchased for $575k in September 2017.

None of the three mortgages list the interest rate, at the time it'd be around 5%, which is roughly $44k-a-month in total including taxes.

Kanye, 46, took out a $6.8million mortgage for the home he was awarded in his divorce from Kim Kardashian

Kanye, 46, was given their four-bed property, in Calabasas, which has been saddled with a $6.8million mortgage with the financial institution Hankey Capital since October 2020

Kanye is selling his minimalist Malibu mansion for $53million because its concrete walls are too gray

Orlando Bloom: $5million loan / $25,810 monthly

Orlando Bloom had been trying to sell off his bachelor pad since 2019 

The Pirates of the Caribbean actor had been trying to offload his Beverly Hills bachelor pad for years.

The property had been sitting empty since March 2019 when he put the four-bed, four-bath home on the market for $8.99million and moved in with girlfriend Katy Perry.

Within months, the 47-year-old had reduced the price twice to $7.99million as he struggled to sell it.

The actor bought it for $7million in 2017 and took out a $5million mortgage with JPMorgan Chase Bank.

After sitting dormant on the property market for nearly four years, Orlando's luck finally changed. DailyMail.com can exclusively reveal that he found a buyer in November 2023.

The bad news – the buyer paid just $7million, which after all the agents' fees and taxes means Orlando, 47, took a hit on the place.

Orlando may have taken the deal as his interest rate was set to go up from 3.5% to nearly 10% in May.

Monthly payments were $25,810 – and would have doubled at the new rate.

Instead he took the cash and has been living in Montecito with the pop star and their daughter Daisy Bloom. 

Despite it's discrete entrance, the vast one-story mansion includes 4,000 sq ft of living space, lavish decor and breath-taking views over the Pacific Ocean

Floor-to-ceiling glass walls on all sides of the property offer views across the external wood-decked garden and outdoor swimming pool

Documents show the actor bought for $7million in 2017 and took out a $5million mortgage with JPMorgan Chase Bank.

Kim has been building a real estate empire throughout the years. The 43-year-old took out a loan on the property next door to her $60million Hidden Hills mansion, which she bought for $6.3million in May 2022.

Kim Kardashian: $3.7million loan / $23,494 monthly

Kim has been building a real estate empire throughout the years.  

The 43-year-old took out a loan on the property next door to her $60million Hidden Hills mansion, which she bought for $6.3million in May 2022.

The mortgage was taken out in July last year for $3,743,600 at a 5.375% interest rate with PNC Bank.

That's $23,494-a-month, with taxes. Though it seems like a hefty sum, it's not even a day's work for the mega-rich reality star.

The recent purchase means that she now owns five of the homes surrounding her main house. It's not clear what her plans are for the six bedroom, seven bathroom home. 

It was revealed last February that Kim had taken out a huge $48.7million mortgage to buy her $70.4million luxury mansion in Malibu in September 2022.

Kim purchased this modest six bedroom, seven bathroom home that neighbors her main house. It's unclear what she plans to do with the new home 

The recent purchase means that she now owns five of the homes surrounding her main house. The mortgage was taken out in July last year for $3,743,600 at a 5.375% interest rate with PNC Bank

Selena Gomez: $3million loan / $14,193 monthly

The 31-year-old has been buying up real estate in LA and her home state of Texas for years. 

In 2020 she bought an epic Encino home from the late Tom Petty.

The six-bedroom, ten-bathroom home cost $4,895,000.

Selena didn't want to splash out all the cash herself so she went to City National Bank for a $3million loan.

She got a bargain interest rate of 2.69% for the first ten years, which comes out to monthly payments of $14,193.

Selena Gomez got a bargain interest rate of 2.69% for her home, which comes out to monthly payments of $14,193

The actress snapped up the late rocker Tom Petty's former home in Encino, California, for $4.9 million

Selena didn't want to splash out all the cash herself - and went to City National Bank for a $3million loan, according to the deed obtained by DailyMail.com

Robert Pattinson has a $5.3million Los Angeles home, despite spending most of his time in the UK 

Robert Pattinson: $3million loan/ $15,579 monthly

The London-born actor now spends most of his time in the UK capital with his pregnant girlfriend, model Suki Waterhouse. 

But that's not stopped him from spreading his cash across the pond.

In the summer of 2022, the 37-year-old purchased a secluded villa in Hollywood Hills for $5.3million and borrowed $3million from City National Bank at 3.54% interest.

The home listing boasts a sunny master suite with private balcony, walk-in wardrobe, and bathroom with soaking tub, as well as a sparkling plunge pool and spa.

Fans expressed bewilderment online that Robert was paid a relatively 'paltry' $3million for playing Batman compared to previous actors who'd donned the black cape.

Maybe he was feeling the pinch and needed the loan, but then again, maybe not, when he has a fortune worth in excess of $100 million.

The mortgage repayments on his new place are $15,579-a-month.

Although a Batman sequel wouldn't harm the coffers!

Pattinson's home listing boasts a sunny master suite with private balcony, walk-in wardrobe, and bathroom with soaking tub, as well as a sparkling plunge pool and spa

In 2022, the 37-year-old purchased a secluded villa in Hollywood Hills for $5.3million and borrowed $3million from City National Bank at 3.54% interest

Jay-Z and Beyoncé: $190million cash/ $0 monthly

The power couple deserve a special mention for not only topping the charts for the most expensive home purchase of 2023, but doing it without the help from a bank.

Jay-Z and Beyoncé splashed out $190million cash for a spectacular blufftop complex at Paradise Cove in Malibu.

It's the second biggest deal ever to go through and took 15 years to build. It was designed by Japanese architect Tadao Ando, maybe more widely known for creating Jay-Z's former pal Kanye's Malibu home, which now resembles a bomb shelter.

Jay-Z and Beyoncé splashed out $190million cash for a spectacular blufftop complex at Paradise Cove in Malibu

The home was designed by Japanese architect Tadao Ando, maybe more widely known for creating Jay-Z's former pal Kanye's Malibu home, which now resembles a bomb shelter