Financial expert, 29, who saved more than $100,000 in just THREE years after graduating college and now boasts wealth of MILLIONS reveals her top tips for building your own fortune

A financial expert who saved $100,000 by the time she was 25 and now boasts a multi-million-dollar fortune has shared her four tips that will help you become wealthy. 

Tori Dunlap, 29, is the founder of Her First $100K, where she offers courses on money management, job hunting, building a business, and investing, as well as other financial tools.

Having saved $100,000 just three months after she turned 25, she has now leveled up her funds and boasts millions in bank account - with the money expert revealing in 2021 that she expected to retire with at least $6 million to her name. 

The money pro, who amassed her first $100,000 without the help of a trust fund or financial assistance from her parents, has now lifted the lid on her financial advice that will help you go from budgeter to baller in a short amount of time. 

Tori Dunlap, 29, is the founder of HerFirst100K, where she offers courses on money management, job hunting, building a business, and investing, as well as other financial tools

The financial expert who saved $100,000 by the time she was 25 and is now set to retire after becoming a multimillionaire has shared her four tips that will help you become wealthy

While speaking to Business Insider, Tori said that to achieve your financial goals, you should begin by giving yourself a 'why.'

'If your goal is to be debt-free, envision what it would feel like to no longer have to make any loan payments,' she said. 

She explained that when she was saving up money, she thought about achieving her dream of becoming an entrepreneur. 

Tori noted that this helped her avoid spending money. 

Next, she advised you 'automate your savings so that you're not tempted to spend it.'

The money expert told the outlet: 'Whenever possible, automate your savings. I had automated transfers into my high-yield savings for my emergency fund and my Roth IRA — a tax-advantaged retirement savings account where the bank invests your contributions, and the earnings can be withdrawn tax-free after the age of 59 ½ — for investing.'

She explained that by investing in her Roth IRA, she had set herself up for early retirement. 

Tori noted that when you did start to garner more money you shouldn't stop. 

After having saved $100,000 just three months after she turned 25 — without a trust fund or post-college help from her parents, she has now leveled up her funds

The financial pro said that there was only so much you could cut from your expenses, so you should start looking for more passive income streams. 

'I made more money as I progressed in my career because I negotiated my salary whenever I changed jobs,' she said. 

'If I knew I wasn't being compensated fairly based on market research, I advocated for a raise or started looking for a job that would pay more.' 

She noted that working multiple jobs wasn't the only way to boost your bank account either.

'If you can't work a second job, you can also increase your earning potential through interest earned by investing or using a high-yield savings account,' she said. 

Lastly, Tori said you should spend 'mindfully.' She explained that you should avoid splashing out cash on 'things you don't care about.' 

She told the outlet: 'I spent mindfully on things I loved and saved the rest. I also didn't allow lifestyle inflation to happen. Even after getting a raise and climbing in salary, I lived in the same one-bedroom apartment for four years.

'Figure out what matters to you, and find a balance between your financial goals and present life.'

Tori's goal to save $100,000 came about after reading an article about another 25-year-old who had saved that amount.

'I crunched my numbers and was like, Okay, if I hunker down, I think I can do that too,' she told The Cut.

'I was raised to be serious about saving money. When you have control of your money, you have the freedom to leave a relationship you don't want to be in, or quit a job you hate, or donate to causes you believe in. But I also knew it would be tough — I've never made a six-figure salary, and I live in an expensive city.'