Kim Zolciak 'ordered to pay off modest Target credit card balance by judge after she failed to settle bills' - in latest financial headache amid divorce

Kim Zolciak must now officially pay off the modest balance she has accumulated on her Target credit card after a judge ruled in favor of the retail giant's financial institution.

TMZ reports that Zolciak, 46, has been ordered to pay the $2,482.24 balance she carries on her Target credit card. She must also pay over $100 in court fees.

Target National Bank brought forward a lawsuit against Zolciak last year as they sought repayment on the card. 

Zolciak seems to have never responded to the filing, as a default judgement ended up being issued by a judge in Georgia. 

The judge made the decision back in March, settling in favor of Target National Bank, the institution which deals with the store's credit cards.

Kim Zolciak must now officially pay off the modest balance she has accumulated on her Target credit card after a judge ruled in favor of the retail giant's financial institution

Target first brought forward a lawsuit against Zolciak last year as they sought repayment on the card

Kim allegedly stopped making payments on her card in 2022, TMZ reported last year. 

The last time Kim was said to have made a payment was in September 2022 for $500. She reportedly first opened it up in 2007.

Legal documents obtained by TMZ at the time show Target has demanded Kim to make payments, however she has failed to pay off the debt.

The retail giant was seeking the entire unpaid balance and interest.

It is just the latest financial headache Kim is grappling with, which includes the $4.5 million Georgia mansion she and her estranged husband Kroy Biermann have been attempting to sell off amid a looming foreclosure.

In the latest update regarding the home, the former couple managed to temporarily delay foreclosure on mansion after coming to an agreement with their bank, buying them time as they seek to sell off the lavish residence. 

Truist Bank, the duo's lender, agreed to halt foreclosure proceedings on the home for the next 90 days, according to court documents recently obtained by TMZ. 

This allows the former couple to sell off the home without losing it to the bank. 

In the event the duo are unable to sell the residence and pay back Truist Bank by August 26, the bank will be able to recommence foreclosure. 

The documents also state that the former couple will be unable to stop a possible foreclosure if they are unable to pay the bank back by the deadline.

It is just the latest financial headache Kim is grappling with, which includes the $4.5 million Georgia mansion she and her estranged husband Kroy Biermann have been attempting to sell off despite a possible foreclosure 

The Milton, Georgia mansion the former couple have been embroiled in drama over 

The former couple announced their divorce last year and their financial woes have been making headlines for some time.

Their troubles have long included their Georgia mansion, which has been at the brink of foreclosure for a while. 

Kim and Kroy placed the mansion on the market for $6,000,000 back in October 2023. 

The couple purchased the home for $880,000, meaning they were poised to make a profit should the home sell at their asking price.

At the time, the residence was slated to be foreclosed upon in November.

The home underwent several price drops and in January they reduced the asking price to $4.5 million.

But the couple still failed to sell it off, and in April Truist Bank issued a warning of foreclosure unless legal action was taken, according to TMZ.

Attorneys for Truist Bank set a date to reclaim ownership of the couple's Milton, Georgia mansion, after they defaulted on the mortgage in January.

The home drama came as a judge ordered Kim to live in the basement of the Georgia home amid the ugly divorce battle.

Kim and Kroy placed the mansion on the market for $6,000,000 back in October 2023; pictured 2017

In an attempt to keep peace while the pair still share a home, the judge ruled Kim to stay in the basement/nanny quarters, while the former NFL star will be upstairs in the primary bedroom.

'Neither party shall enter the other party’s individually awarded space in the marital residence without permission,' read the documents, per the outlet.

However, Kim and Kroy were allowed to freely roam the common areas such as the kitchen and living room in the seven-bedroom, 11-bathroom home, which they purchased in 2012 for $880,000.

The judge also ordered the pair to act civilly towards one another in an effort to protect the couple's 4 young kids -- Kroy 'KJ', 13, Kash, 11, and twins Kaia and Kane, 10.

The former couple have been embroiled in financial and legal woes ever since announcing their divorce last year, and the Georgia mansion has been at the brink of foreclosure for some time

The mansion, which was built in 2008, is situated on a golf course and has a number of amenities, including a pool in the backyard, a gym, a movie theater, a bar, a wine cellar and arcade

'Neither parent shall disparage the other parent in the presence of or earshot of the minor children,' the documents read.

Another stipulation stated that neither parent is allowed to listen in on the other parent's time with the children, and the children cannot be utilized as messengers between the parents.

Kroy had also legally adopted Kim's two daughters from a previous relationship: Brielle, 27, and Ariana, 22.

Drama has surrounded the pair's home in the past, such as the estate being falsely listed for $3.2 million in April.

The mansion, which was built in 2008, is situated on a golf course and has a number of amenities, including a pool in the backyard, a gym, a movie theater, a bar, a wine cellar and arcade.

In February 2023, their house was reportedly in foreclosure and slated to be auctioned off in March. However, Kim denied the claims and an insider told People at the time that the pair took 'action' to resolve any issues.