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The 10 US cities that have the most homes under $200,000 - and the top two are a short drive to gorgeous beaches and nature
Over the last decade, the number of homes for sale in the US for under $200,000 has fallen dramatically.
While in 2013, around half of homes on the market were priced below this threshold, that has now dropped to less than a quarter of sales.
But there is still hope for first-time buyers, retirees living on a fixed income or anyone else looking to buy on a budget, according to new insights from Realtor.com.
The real estate marketplace hunted down ten US cities where budding homeowners can still find properties below this affordable price.
Cheaper homes on offer does not mean that households have to scrimp on their quality of life - as the top cities on the lists are within a short drive of beautiful beaches and a major city full of multi-million dollar homes.
Both Lauderdale Lakes and Lauderhill are around 15 minutes drive to the center of Fort Lauderdale and its beaches
Currently, the average rate on a 30-year fixed mortgage is hovering around 7 percent.
This means that the monthly payment on a $200,000 home with a 20 percent down payment would be around $1,500, which is less than the national median rent of $1,732, according to Realtor.com.
The study found that in some parts of the country, the dream of an affordable home is thriving. In some cities, homes priced below the $200,000 threshold make up the vast majority of the market.
At the top of the list are two suburbs of Fort Lauderdale, Florida.
Lauderdale Lakes, which is home to around 35,000 people, leads the rankings with 17 out of every 20 homes listed for less than $200,000.
Second is the next-door suburb - Lauderhill - which is home to around 75,000 people.
The median home price in Lauderdale Lakes is $149,000, according to Realtor.com, while the average home in Lauderhill is listed for $175,000.
Both are less than the typical national list price of $442,500 - and the majority of housing stock is condominiums.
The towns are popular retirement destinations, but are more affordable than other Florida cities nearby.
Both are around 15 minutes drive to the center of Fort Lauderdale and its beaches, and close to the natural beauty of the Everglades.
'Areas that were once popular for downsizing are now out of reach for many,' says Hannah Jones, a Realtor.com senior economic analyst.
'Florida markets like Lauderdale Lakes are seeing a surge in affordable condos, providing viable options for those looking to downsize without breaking the bank.'
To find the affordability havens, the real estate marketplace analyzed listing data from the first week of June.
It ranked the cities based on the number of listings costing below $200,000 and compared that figure with the number of total homes for sale in that metro.
Third on the list is Akron, Ohio, which is located less than an hour's drive from Cleveland.
According to Realtor.com, the city has seen double-digit price growth in the past year, but is still home to many affordable properties.
Some 70 percent of listings in the city are less than $200,000, with an average of $138,600.
Fourth on the list is Detroit, Michigan, where 64 percent of homes cost less than the $200,000 threshold, with a median list price of just $90,000.
In the so-called 'Motor City', house prices have been among the fastest-growing in the US in recent years, as the city bounces back from the mortgage crisis which left some homes virtually worthless.
Some 70 percent of home listings in Akron, Ohio, are less than $200,000
Properties remain affordable, however, as Detroit was lagging behind other cities in terms of house price growth.
'Fixer-uppers are fairly standard in the Motor City, as it continues to see a broad revitalization,' the study reads.
Despite rising popularity in recent years, prices in Rochester, located on Lake Ontario, also remain affordable - placing it fifth on the list.
In the New York city, 68 percent of homes on the market are less than $200,000 - with an average listing of $161,194.
The nearby city of Niagara Falls, which is an hour and a half drive from Rochester, places sixth in the rankings - with 80 percent of homes on the market below the threshold.
Albany, Georgia, places seventh, with a median list price of $104,000 and 64 percent of homes under $200,000.
Residents of the medium-sized city in the southwestern part of the state benefit from an overall lower cost of living, but especially so for housing.
Compared to Atlanta, where the cost of living is near the national average, housing in Albany is 40 percent less expensive.
'With lower living costs and increasing inventory, cities like Albany provide great value for homebuyers' which, Jones said, is emblematic of the region. 'The South is seeing a big increase in affordable inventory.'
But nowhere is there a more consistent swath of affordable homes in 2024 than in the Midwest, according to the study.
Alongside Detroit and Akron, three more Midwestern cities round off the top ten - Lansing, Michigan, Rockford, Illinois, and Cleveland, Ohio.
Fourth on the list is Detroit, Michigan, where 64 percent of homes cost less than the $200,000 threshold, with a median list price of just $90,000
In Michigan's capital city, homebuyers will find more than two-thirds of homes are priced below the $200,000 mark.
Cleveland, meanwhile, has the second-highest volume of sub-$200,000 home price tags, with more than 500 on the market - second only to Detroit.
In Rockford, 66 percent of homes for sale fall into the category, with a median list price of $164,950.
Potential buyers might want to hurry, though, as these markets - especially the ones in the Midwest - might not boast these kinds of home prices for much longer, Realtor.com warned.
'These are still some of the most affordable places in the country, but they've seen a lot of price growth over the last year or so,' Jones added.